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40% of U.S. workers have saved
less than $25,000 for retirement.*

*2019 Retirement
Confidence Survey, EBRI

Only 42% of Americans know how
much money to save for retirement.*

*2019 Retirement Confidence Survey, EBRI

43% of retirees left
the workforce earlier
than planned.*

*2019 Retirement
Confidence Survey, EBRI

Our Firm

Carl Smith is the founder of 180 Financial Consulting, LLC, and has over 30 years of experience in the financial services industry.

He graduated with honors in 1976 from the University of Tennessee with a degree in Banking and Finance.

He received a Professional Financial Planning designation in 1988 from the University of Georgia Center for Continuing Education and the Canon Financial Institute.  He has received the Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning and the Retirement Income Certified Professional (RICP) designation from the American College of Financial Services..

Carl holds the following licenses and registrations:  Series 7 & Series 66 Securities registrations though LPL Financial, Life & Health Insurance licenses, Variable Products license, and Real Estate license.

Carl continues to be active in his community.  He served for over 20 years as league director for the Upward Basketball program at Burlington Baptist Church where he also serves as a deacon and past treasurer.  He has served as board member and treasurer for Quest Farm in Georgetown, KY.  He has served as a Special Olympics volunteer and a Member Care volunteer for the Cooperative Baptist Fellowship.

Carl and his wife, Lynn, have two married sons and 5 grandchildren.